iPhone Insurance

What would happen if you're phone was lost, stolen or damaged?

Do you know how much it might cost you to replace it?

If you had insurance then it would save you a lot of money and inconvenience.

We can arrange cover immediately. Please read on...

Cover includes

Our fantastic comprehensive mobile phone insurance policy protects you more than any other!

You can cover your mobile phone against ALL of the following risks for 8p per day. This is one of the most cost-effective phone insurance protection policys available in the UK. The following is a summary of what we cover:

Water damage

Theft

Loss

Fraudulent calls

International cover

Extended warranty

Accidental damage

up to £1000 cover!

Want mobile phone tracking?

Special Bonus - free registration (

PLUS...

After 12 months you will receive a free battery worth up to £82.

After 24 months you will receive a free upgrade to the latest handset

(subject to terms and conditions)

Did you know?

Many other mobile phone insurance policies offer cheaper insurance but they don't include loss, water damage or anything like £1000 coverage.

And yet, loss and water damage are the most common reasons for needing mobile phone insurance! So give some thought to what would happen in the following situations

You left your phone in the washing!

You dropped it in the loo!

It slipped in the bucket when you washed your car!

You dropped it into your coffee!

You left it on the train

It fell out of your pocket

You simply lost it!

These are all events which occur and they occur all too frequently! This is also one of the reasons that the crime figures are so high for mobile phone theft - people lose their phone or it gets damaged by water, realise that it is not covered under the insurance they have been paying for, then commit insurance fraud (a serious criminal offence) by reporting the phone 'stolen', in order to claim the insurance

Some facts

Firstly, we do pay out! This may sound like a stupid thing to say, but how many times did you claim on your insurance, only to find out later that they somehow wriggled out of paying you? All our policies are underwritten by Equity Red Star who are a established and well respected insurance company with years of experience in this field.

As well as contract phones, we also cover Pay-As-You-Go mobile phones (most others wont).

We don't have 12 month contracts like a lot of other companies. If you don't don't want it any longer then we wont tie you in.

All our claims are completed within an impressive 48 hours**!

we protect you against everything*

Apply Now

Our insurance policy protects you more than any other.

Have a look at what our phone insurance policy covers.....	Covered
Water damage
Malicious damage
Theft
Loss
Accidental Damage
International Cover
Extended Warranty
No 12 month contract - unlike other companies
FREE Mobile Phone Content Backup
FREE No Claims Bonuses
GUARANTEED 48hr Replacement
All phones on ALL networks including PAYG

One of the reasons that the crime figures are so high for mobile phone theft - people lose their phone, realise that it is not covered under the insurance they have been paying for, then (illegal) reporting the phone 'stolen', in order to claim the insurance. With this UK Mobile Phone Insurance policy, you do not need to break the law.

Did You Know....

• Half of all street crime involves mobile phone theft
• 50% of owners have reported their mobile lost or stolen in the past 3 years
• Muggings rose by almost 40% in some parts of the country last year, police blame the sharp rise on popularity of small electronic items such as iPods, MP3’s, Sat Navs and Mobile Phones.

Plus, in an average year....

• 600,000 Mobile Phones were dropped in the toilet.
• 400,000 were dropped in drinks and 200,000 ended their life in the washing machine.

Source: Mobile News, BBC News, Evening Standard, www.theregister.co.uk, The Sunday Times

With the majority of mobile phone insurance companies, if you do not claim, your money is wasted. With our Mobile Phone Insurance, if you do not claim...

Cell Phone Insurance

It has been argued that the distraction caused by using mobile phones while driving is responsible for many road traffic accidents. Several studies have shown that motorists have a much higher risk of collisions and losing control of the vehicle while talking on the mobile telephone simultaneously with driving, even when using "hands-free" systems.

Prevalence
The U.S. National Highway Traffic Safety Administration (NHTSA) reported that in 2005 about 10% of all vehicles on the road at any given daylight hour were using a mobile phone, up from about 8% the previous year.[1].

[edit] Handsets
Research indicates that using a mobile phone while driving is as dangerous as driving while intoxicated and mobile phone use while driving is far more prevalent than drunk-driving[2] Talking and driving at the same time lowers the driver's reflexes, rendering them slower to react to and avoid other drivers.
One study of almost seven hundred Canadian drivers showed a rate of collision four times higher when using a mobile phone than when a mobile phone was not being used.[3] A study in The New England Journal of Medicine reports that drivers who used mobile phones while driving were four times more likely to crash than those who don't, a rate equal to that for drunken driving at the 0.08 g/dL blood alcohol concentration (BAC) level.[citation needed]
An experiment conducted by the American television show MythBusters concluded that use of mobile phones while driving poses a similar risk as someone operating a vehicle while under the influence of alcohol. [4]

[edit] Hands-Free
Many studies argue that the increased "cognitive workload" involved in holding a conversation is the real danger, not the use of hands. [5][6][7] Several studies carried out at the Accident Research Unit at the University of Nottingham have warned of the dangers posed by driving whilst talking on a mobile phone.[8] As these studies deal with the effect of increased attentional load on driving performance, they also apply to hands-free phones, which are considered by some countries to be safe. The major problem is that the person with whom the driver is conversing cannot see the traffic situation and therefore does not regulate their level of conversation to allow the driver to concentrate when, say, approaching a junction.[9]
A study carried out by the University of Utah found that driving while using a mobile phone is "at least as dangerous as driving while over the legal alcohol limit". They also found that hands-free devices do not reduce the distraction caused by talking on a mobile phone.[10][11] According to a study published in the British Medical Journal and funded by the Insurance Institute for Highway Safety, there was only a slight safety benefit from using a hands-free phone. The study showed that drivers who use cell phones, even hands-free models, are four times as likely to be involved in wrecks involving a serious injury than are drivers who do not use cell .For miss using cell phones the insurance is been disapproved